Storm Damage Insurance Claims
Most homeowners dread dealing with insurance companies, filing storm damage insurance claims, and trying to get their houses restored. In this case, it’s incredibly convenient to have a team of experienced professionals who deal with storm damage regularly, help throughout the insurance claims process and perform the repairs and replacements.
RST Roofing and Renovations is the premium storm damage restoration contractor in the area. Our decades of serving the community and providing quality services enable us to quickly and accurately assess roof damage and provide necessary guidance to fix all problems.
Our Insurance Claims Process
If you notice visible damage to your home after a severe weather event, it is essential to contact RST Roofing and Renovations immediately. Call us before taking any steps in repairing the situation yourself. A trained professional will visit your house and assess the damage to confirm it is due to a weather event, take pictures, and record all the relevant information necessary for an insurance claim. During this process, a free inspection of the siding, gutters, roof, and other areas of the house takes place.
Once our contractor records all the necessary information and proof of damage, we will work with the homeowner throughout claims process.
There are three likely scenarios when filing storm damage insurance claims:
1. The insurance carrier approves the claim without modifications
RST Roofing and Renovations completes the work on the repairs, and the client signs off on the project upon completion. RST Roofing and Renovations will contact the insurance carrier, file the necessary documentation, and receive compensation.
2. The insurance carrier approves the claim but requires modifications
RST Roofing and Renovations and an independent adjuster have to inspect the property again and point out the necessary changes and adjustments to the client. If the client agrees with the changes and approves them, the rest of the process plays out the same, as in the first option.
3. The insurance carrier rejects the claim
In this case, the repairs cannot go forward until the client gets the approval of the insurance carrier or refiles the claim with additional supporting evidence. We will be here to help you with any other inspections.
Steps to Take in Case of Claim Denial
Insurance companies often deny customer claims and rarely approve claims without changes and modifications. This practice is at the heart of their business model. They strive to provide a client with insurance services and coverage without paying much out in return. Therefore, it is not unusual that even valid claims often get the boot.
In case of a claim denial, RST Roofing and Renovations will work with you to request a second inspection by an adjuster or trying to approve the claim. If necessary, we may recommend a public adjuster. At the same time, if the claim is a lost cause, we will advise you on alternative solutions to pay for the necessary repairs.
Choose RST Roofing and Renovations for Your Storm Damage Restoration
Our experience and customer track record speaks for itself. We provide premium service and are the leading roofing company in the area.
Who we are:
- Our team of experts comes with decades of experience. We have seen it all and have gone through the process of insurance claims hundreds of times
- We provide an accurate inspection and appraisal of hail damage, storm damage, wind damage, and roof damage
- We provide and prepare any documentation for filing insurance claims
- Upon approval, we will perform the necessary repairs or roof replacement
If your home suffered storm damage, do not hesitate to contact RST Roofing and Renovations. Our team will help you navigate this stressful time and quickly get your house back to its optimal condition.